Our First Time Home Buyer Program Helps You Realize Your Wish of Home Ownership!
Get a plan, Stick with it, and Don’t give up, You Can Do It! Call 719-422-9474
***Read About the FREE Down Payment Money Program below!***
Call us to work with a Realtor ® Accredited by the National Association of REALTORS® to Buy Your Next Home in the Colorado Springs area, Our Services are Free to First Time Home Buyers!
It is Very important to have Buyer Representation when you are buying a Home whether you are a First Time Home Buyer or a seasoned home buyer. There are many other benefits by having a professional REALTOR® Work for You! The best first step is to link up with one of our REALTORS® and get a plan in place. As they say, if you fail to plan, you plan to fail. Set up your First Time Home Buyer consultation today!
We work with ALL Lenders!
IF YOU ALREADY HAVE AN EXISTING BANK OR LENDER WE CAN WORK WITH THEM, BUT NOT ALL BANKS AND LENDERS ARE APPROVED WITH THE “TURNKEY” MORTGAGE PROGRAM IF THAT IS THE BEST PATH FOR YOU. WE WOULD HAVE TO CHECK THE LIST AND SEE IF YOUR BANK OR LENDER IS APPROVED. IF THEY ARE NOT APPROVED WE CAN PAIR YOU UP WITH A BANK OR LENDER IF THE “TURNKEY” MORTGAGE PROGRAM IS THE BEST PATH FOR YOU TO GET IN TO A HOME WITH DOWN PAYMENT ASSISTANCE. IF YOU ARE A VETERAN AND HAVE VA LOAN ELIGIBILITY THEN YOU CERTAINLY WOULD NOT NEED TO USE THE “TURNKEY” PROGRAM
Do you have a Credit Score of at least 620?
THEN YOU ARE LIKELY ELIGIBLE TO GET A HOME LOAN WITH MOST ANY LENDER DEPENDING ON YOUR DEBT TO INCOME RATIO. SOME OF OUR PARTNERING DIRECT LENDERS LOCALLY HERE IN COLORADO SPRINGS CAN EVEN GO AS LOW AS 580 DEPENDING ON YOUR PROFILE!
Don’t have Down Payment money, Don’t worry!
THERE ARE SEVERAL PROGRAMS THAT GIVE FREE DOWN PAYMENT MONEY OR GRANTS FOR YOUR DOWN PAYMENT THAT YOU DON’T HAVE TO PAY BACK. THESE PROGRAMS ARE NOT LIMITED TO THOSE THAT ARE A FIRST TIME HOME BUYER. WITH THE “TURNKEY” MORTGAGE PROGRAM YOU WILL NEED A 640 CREDIT SCORE. THERE ARE A LOT OF GREAT PROGRAMS, READ MORE HERE ABOUT THE 4% FREE DOWN PAYMENT MONEY PROGRAM.
“Turnkey” mortgage program that you Don’t have to pay back. In Colorado Springs and elsewhere in El Paso County we have helped many buyers utilize this program. Click the Guide below to Sign Up for your Free Guide and Join our Buyers List or Call us immediately at 719-422-9474 to help you get it done!
This “Turnkey” program applies to VA loans as well, but typically if you are eligible for a VA loan then you don’t need a down payment and so this may not be the best path for you, but you can still make use of the program. Primarily this 4% of purchase price FREE Money helps those that would need an FHA loan that requires the minimum 3.5% down payment requirement. So you are effectively given 3.5% down payment money and the remaining .5% can be applied to closing costs. You are charged 1% back to the County “Turnkey” program and that is rolled in to the loan. So you are effectively Netting 3% of FREE Money and getting over the down payment hurdle to get in to a home. The rate is slightly higher than a normal FHA loan but historically that is still extremely low right now. Check it out at the link above or just give us a call at 719-422-9474 to get you going.